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What does ICBC have to pay upfront? A discussion on Part 7's

ICBC Accident Benefits, also known as, Part 7's are the "no-fault" benefits payable to individuals injured in a car accident. A Part 7 claim is called a no-fault claim because the victim of the car accident is not required to prove that anyone else was at fault for the accident prior to receiving any benefits.

Some of the benefits that ICBC is obligated to pay upfront are:

1. Medical and rehabilitation expenses, up to a maximum of $150,000. These benefits include chiropractic treatment, massage therapy, physiotherapy, occupational therapy, medication and travel to and from medical appointments.

2. Disability (Wage loss) benefits. You may be entitled to wage loss benefits if you are totally disabled from employment as a result of a motor vehicle accident. These benefits are calculated at 75% of your average gross weekly earnings up to a maximum of $300 per week.

3. Disability (Homemaking) Benefits. If you are a homemaker and are disabled due to injuries resulting from a motor vehicle accident, you may be entitled to a maximum of $145 per week to assist you with homemaking.

4. Death benefits. Limited amounts may be payable to surviving spouse and children.

Linley Welwood has extensive experience dealing with Part 7's. Call us today, for a free consultation and opportunity to learn about what benefits are available to you.

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